Connected financial software

Software for NBFCs & Credit Cooperative Societies

Finsta unifies lending, deposits, collections, accounting and core banking on one connected platform — purpose-built for Indian financial institutions.

Indian lending workflows Five connected systems Multi-branch operations
Audit-readyCompliance built-in
Real-timeLedger & reporting
Connected Lending Platform illustration
Finsta mobile experience

Three connected apps for every stage of the lending journey

9:41● ● ▰
Welcome toDigital Onboarding
FG
Application progress72%Identity verification in progress
72
Complete your application3 of 4
Personal detailsInformation verified
Done
KYC verificationUpload Aadhaar and PAN
Open
E-sign agreementSecure digital signature
Next
9:41● ● ▰
Good morningMy Loan
AK
Outstanding balance₹4,82,600
Next EMI₹18,450 · 08 Aug
Repayment overviewView all
18 EMIs paid24 remaining
Your repayment is on schedule
Payments
Schedule
Statements
9:41● ● ▰
Daily performanceCollections
SM
Collected today₹1,84,50078% of daily target
78%
Visits12
Promises08
Pending05
Priority accountsToday
Paperless onboarding

Digital Onboarding App

Capture customer details, upload documents, complete KYC and collect e-signatures from a mobile device. Verified applications move directly into the Loan Origination System.

  • Document upload and verification
  • Automated KYC checks
  • Secure e-signature
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Borrower self-service

Customer App

Give borrowers a clear view of loan details, repayment schedules, payments and account alerts. Live information is drawn directly from the Loan Management System.

  • Loan status and schedules
  • Secure repayment options
  • Personalised alerts and insights
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Connected repayments

Collection App

Support customers and field teams with repayment reminders, flexible payment capture and real-time status updates connected to the Loan Collection System.

  • Automated payment reminders
  • Flexible collection options
  • Real-time repayment tracking
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Trusted by financial institutions and member-owned organizations

Aalamara
Credset
Emkay Consultants
Enorme Capital
Maatruka MAC Society
Maharsha
Mithra Mahila MACTCS
MSG
Sai Prathibha
SFTCL
Shiva Sai
Shri Maruthaya Nidhi
Sri Raghuvaran MACTCS
SVB Nidhi
Vindrapani Projects
Viswasri Marketing
Aalamara
Credset
Emkay Consultants
Enorme Capital
Maatruka MAC Society
Maharsha
Mithra Mahila MACTCS
MSG
Sai Prathibha
SFTCL
Shiva Sai
Shri Maruthaya Nidhi
Sri Raghuvaran MACTCS
SVB Nidhi
Vindrapani Projects
Viswasri Marketing
Smarter lending operations

From fragmented tools to one connected platform

See how Finsta replaces stitched-together point solutions with connected workflows built for Indian NBFCs and credit cooperative societies.

Before Finsta

Challenges of managing lending today

  • Loan data scattered across spreadsheets and standalone tools
  • Manual reconciliation delays statutory and audit reporting
  • Branches operate on different books without a shared ledger
  • Compliance updates take weeks to propagate across teams
68%Time lost on manual entries
55%Reporting inaccuracy risk
After Finsta

A single platform for lending & deposits

  • Loan origination, servicing and collections connected end-to-end
  • Audit-ready reports generated directly from live ledgers
  • Multi-branch operations with a single shared source of truth
  • Operational workflows for NBFCs and cooperative societies
3× FasterLoan processing cycles
24/7Real-time ledger & reporting
Core capabilities

Everything you need to lend, service and comply

Professional tools designed for finance teams managing lending, deposits, accounting and collections across single or multi-branch operations.

Loan origination

Applications, KYC, credit scoring and approval routing configured for each product and institution type.

Loan servicing

EMI schedules, interest posting, repayments, ledger updates and overdue visibility.

Field collections

Repayment follow-up and mobile-friendly field collection workflows.

Core banking

Deposits, member accounts and branch-level transactions with a unified customer view.

Financial management

Accounting, consolidation and audit reporting connected directly to operational transaction data.

Compliance ready

Built for Indian regulatory workflows — RBI reporting for NBFCs and state Cooperative Societies Acts.

How it works

Get started in a few clear steps

Connect your accounts, configure the workflows you need, and go live with connected operations across branches.

100%Secure, encrypted deployment
GuidedSet-up walkthrough with our team
Step 01

Connect your systems

Securely integrate branches, existing books and KYC providers with our onboarding team.

Step 02

Configure your workflows

Set loan products, deposit instruments and reporting to match your institution.

Step 03

Go live with insights

Operate across branches with connected ledgers and audit-ready reports.

Why lenders choose Finsta

Purpose-built for Indian lending institutions

Finsta replaces stitched-together point solutions with connected workflows and keeps operational data available for reporting and audit preparation.

  • Built for Indian NBFCs and cooperative societies.
  • One connected platform instead of separate operational tools.
  • Supports single-branch and multi-branch operations.
  • Audit-ready reporting is connected to transaction data.
  • Designed for Indian NBFC and cooperative operational contexts.
Who Finsta serves

Built for every kind of Indian lender

From single-branch cooperatives to multi-branch NBFCs, Finsta adapts to how your institution operates.

RBILOSLMSLCSCBS

NBFCs

End-to-end lending with RBI reporting, LOS, LMS, LCS and CBS in one platform.

5-in-1 connected systems
DepositsSavingsMembers

Cooperative societies

Member portfolios, deposits and savings-linked lending under state cooperative acts.

State-wise compliance
JLGField OpsRepayments

MFIs & SHG networks

Group-based lending and field-level operations.

Field-first workflows
FDRDLoansReturns

Nidhi companies

Member savings, deposits, loans and periodic reporting workflows.

Member-centric ledgers
Integrations

Connect with the tools your lending stack already uses

Seamlessly integrate with KYC providers, credit bureaus, payment gateways and reporting systems used by Indian financial institutions.

KYCeKYC + OCR
PANID verification
CIBILCredit bureau
CRIFScore insights
UPIInstant pay-in
NACHAuto-debit
SMSAlerts & OTPs
EmailNotices & reports
GSTTax sync
RBIRegulatory reports
MCACorporate records
TallyAccounting sync
GPayCollection link
PhonePeUPI collections
RazorpayGateway payouts
DigiLockerDoc access
20+Ready connectors
4Integration categories
API-firstBuilt for automation
20+ integrations available and growing
Platform stats

Powering smarter lending decisions

Real-time ledgers, connected workflows and audit-ready reporting working together.

Institutions
0+

Indian financial institutions running on Finsta.

Loans processed
0K+

Loan applications processed across all products.

Uptime
99.9%

Reliable platform availability across branches.

Branches
0+

Branches operating on connected ledgers.

Modules
5+

Connected systems: LOS, LMS, LCS, CBS & IFMS.

Client experiences

What institutions say about Finsta

4.9 / 5 Rating Real client stories 50+ institutions

Our credit cooperative group now operates at a faster pace thanks to Finsta. Easy loan processing and member-beneficial deposit plan setup let us meet the needs of a growing number of people.

MD
Managing DirectorMithra MACTCS Ltd

Finsta has helped our organization become more efficient at managing member portfolios in one place. The platform speeds up loan processing and supports customized savings and deposit instruments for members.

PK
P. Kavitha, CEORudramadevi Mahila MACS Ltd

Finsta has helped our cooperative society manage member portfolios more efficiently. We value the faster loan-processing workflow and the ability to configure savings and deposit instruments for members.

MD
Managing DirectorGajapati Women Co-operative Society Ltd
FAQ

Frequently Asked Questions

Clear answers to common questions about this Finsta solution, its workflows and where it fits in the lending lifecycle.

Finsta builds software for NBFCs and credit cooperative societies in India, covering loan origination, loan servicing, collections, accounting, and core banking. The platform replaces many manual, paper-based lending operations with connected digital workflows.

Yes. Finsta configures its platform differently for each entity type — NBFCs are RBI-regulated and credit cooperative societies are governed under state Cooperative Societies Acts. Visit the NBFC Software or Credit Cooperative Society Software page for the version built for you.

Yes. Finsta supports gold, vehicle, personal, business, property-backed, deposit-backed, JLG and SHG lending workflows within the same connected platform, with product-specific documentation and repayment structures.

The fastest way to get started is to book a free demo. Finsta's team will walk through the platform based on your institution type — NBFC or credit cooperative society — and the specific loan products or modules you need.

Finsta supports single-branch and multi-branch operations on a shared, real-time ledger. Branches operate on the same source of truth while retaining branch-level roles, workflows and reporting.

Finance intelligence

Practical insights for modern lending teams

Original, easy-to-apply guidance on risk, customer experience, compliance operations and digital finance.

Explore all insights
Lending strategy5 min read

Build loan pricing around risk, cost and customer value

A practical pricing framework that connects funding cost, operating effort, expected loss, capital use and customer value.

Updated 29 July 2026Finsta Editorial Team
Read full insight
Compliance operations5 min read

Turn regulatory readiness into a daily operating discipline

Build reliable evidence through clean ownership, visible approvals, exception tracking and consistent customer communication.

Updated 29 July 2026Finsta Editorial Team
Read full insight
Customer experience5 min read

Design self-service journeys customers can actually complete

Reduce abandonment with shorter steps, clearer document requests, assisted support and transparent repayment information.

Updated 29 July 2026Finsta Editorial Team
Read full insight
See Finsta in action

One platform for lending, deposits and compliance

Book a guided demo based on your institution type and required modules.